IOB Recruitment 2026: Indian Overseas Bank has released the notification for 291 Generalist & Specialist Officer posts. Check eligibility, age limit, salary, selection process and apply online.
IOB Generalist & Specialist Officer Recruitment 2026
Indian Overseas Bank (IOB) has released the official notification for the recruitment of 291 Generalist and Specialist Officers for various scales for the year 2026-27. The recruitment is being conducted under Advertisement No. HRDD/RECT/04/2026-27, dated 28 August 2026.
The IOB Recruitment 2026 drive includes vacancies across 14 posts in JMG Scale I, MMG Scale II and MMG Scale III. Eligible and interested candidates can submit their applications online through the official IOB website from 29 August 2026 to 15 September 2026. Applications through any other mode will not be accepted.
Candidates applying for these posts must meet the prescribed educational qualification and age limit requirements, with the applicable age range being 22 to 45 years, depending on the post. The selection process will consist of an Online Examination followed by an Interview.
For final selection, IOB will give 80% weightage to the Online Examination and 20% weightage to the Interview. Candidates are advised to carefully read the official notification for post-wise eligibility, experience requirements, age relaxation, application fee and other details before applying.

IOB Generalist & Specialist Officer Recruitment 2026 Notification PDF
Indian Overseas Bank has published the detailed notification for Generalist and Specialist Officers in Various Scales 2026-27 under Advertisement No. HRDD/RECT/04/2026-27 dated 28 August 2026.
The official notification contains complete information about the 291 vacancies, post-wise eligibility criteria, educational qualifications, required experience, age limit, salary, application fee, examination pattern, selection process and important dates.
| IOB Recruitment 2026 – Details | |
| Organization | Indian Overseas Bank (IOB) |
| Recruitment | IOB Generalist & Specialist Officer Recruitment 2026 |
| Advertisement No. | HRDD/RECT/04/2026-27 |
| Notification Date | 28 August 2026 |
| Total Vacancies | 291 Posts |
| Number of Posts | 14 |
| Posts | Manager, Senior Manager & Assistant Manager |
| Scales | JMGS-I, MMGS-II & MMGS-III |
| Application Mode | Online |
| Application Start Date | 29 August 2026 |
| Last Date to Apply | 15 September 2026 |
| Age Limit | Varies by post |
| Selection Process | Online Examination + Interview |
| Exam/Interview Weightage | 80% Online Exam + 20% Interview |
| Job Location | Anywhere in India |
| Official Website | www.iob.bank.in |
| IOB Recruitment 2026 – Important Links | |
| Apply Online | Click Here |
| IOB Generalist/Specialist Officer Notification PDF | Click Here |
| Official IOB Website | Click Here |
| IOB Recruitment 2026 Important Dates | |
| Notification Release Date | 28 August 2026 |
| Online Registration Begins | 29 August 2026 |
| Last Date for Online Application | 15 September 2026 |
| Last Date for Fee Payment | 15 September 2026 |
IOB Recruitment 2026 Vacancy Details
IOB has announced 291 vacancies across 14 posts. The vacancies are distributed among Generalist and Specialist Officer positions in JMGS-I, MMGS-II and MMGS-III.
| IOB Recruitment 2026 Vacancy Details | ||||
| Post Code | Post Name | Scale | Vacancies | |
| 01 | Manager – Branch Management | MMGS-II | 100 | |
| 02 | Manager – IT | MMGS-II | 65 | |
| 03 | Manager – Information Security | MMGS-II | 5 | |
| 04 | Manager – Information Security Audit | MMGS-II | 5 | |
| 05 | Senior Manager – IT | MMGS-III | 10 | |
| 06 | Senior Manager – Information Security | MMGS-III | 3 | |
| 07 | Senior Manager – Information Security Audit | MMGS-III | 2 | |
| 08 | Senior Manager – Database Administrator | MMGS-III | 10 | |
| 09 | Senior Manager – Network Administrator | MMGS-III | 5 | |
| 10 | Senior Manager – Cyber Security Administrator | MMGS-III | 5 | |
| 11 | Manager – Credit | MMGS-II | 35 | |
| 12 | Senior Manager – Credit | MMGS-III | 15 | |
| 13 | Senior Manager – Risk | MMGS-III | 6 | |
| 14 | Assistant Manager – Security | JMGS-I | 25 | |
| Total | Total Vacancies | — | 291 | |
| IOB Recruitment 2026 Category-Wise Vacancies | |
| Category | Vacancies |
| General/UR | 117 |
| OBC | 79 |
| SC | 46 |
| ST | 21 |
| EWS | 28 |
| Total | 291 |
In addition, 12 vacancies are reserved horizontally for Persons with Benchmark Disabilities (PWBD) as specified in the official notification.
IOB Recruitment 2026 Eligibility Criteria
The eligibility criteria for IOB Generalist and Specialist Officer posts vary according to the position. Candidates must fulfil the prescribed educational qualification, age limit and post-qualification work experience as applicable to the post.
The eligibility conditions are generally assessed as on 01 August 2026.
| IOB Educational Qualification and Experience | ||||||
| Post | Age Limit | Educational Qualification | Experience | |||
| Manager – Branch Management | 23–33 Years | Graduation in any discipline | 3 years as Officer in Scheduled Public/Private Sector Bank, including 2 years in Branch Banking | |||
| Manager – IT | 25–35 Years | B.E./B.Tech in relevant discipline, MCA or M.Sc. CS/IT | Minimum 5 years IT experience, including 3 years in Banking/BFSI | |||
| Manager – Information Security | 22–32 Years | B.E./B.Tech or M.E./M.Tech in relevant discipline | Minimum 2 years relevant experience | |||
| Manager – Information Security Audit | 22–32 Years | B.E./B.Tech, M.E./M.Tech in relevant discipline or MCA | Minimum 2 years relevant experience | |||
| Senior Manager – IT | 28–38 Years | B.E./B.Tech, MCA or M.Sc. CS/IT | Minimum 8 years IT experience, including 5 years in Banking/BFSI | |||
| Senior Manager – Information Security | 25–35 Years | B.E./B.Tech or M.E./M.Tech in relevant discipline | Minimum 5 years relevant experience | |||
| Senior Manager – Information Security Audit | 25–35 Years | B.E./B.Tech, M.E./M.Tech or MCA | Minimum 5 years relevant experience | |||
| Senior Manager – Database Administrator | 28–38 Years | B.E./B.Tech, MCA or M.Sc. CS/IT | Minimum 8 years database administration experience | |||
| Senior Manager – Network Administrator | 25–35 Years | B.E./B.Tech, M.Tech or MCA in relevant discipline | Minimum 5 years network operations experience | |||
| Senior Manager – Cyber Security Administrator | 25–35 Years | B.E./B.Tech or M.E./M.Tech in relevant discipline | Minimum 5 years relevant experience | |||
| Manager – Credit | 23–33 Years | Graduation + MBA/PGDBA/PGDBM/MMS Finance, CA or CMA | 3 years relevant experience, including 2 years in Credit | |||
| Senior Manager – Credit | 25–35 Years | Graduation + MBA/PGDBA/PGDBM/MMS Finance, CA or CMA | 6 years relevant experience, including 4 years in Credit | |||
| Senior Manager – Risk | 25–35 Years | Relevant graduation/postgraduation or prescribed risk certification | Minimum 5 years relevant experience | |||
| Assistant Manager – Security | 30–45 Years | Graduation + prescribed Computer/IT certification | Relevant service experience in Armed Forces/Police/Paramilitary | |||
IOB Recruitment 2026 Age Limit
The age limit differs according to the post. The prescribed age is generally between 22 and 45 years, depending on the position, with the age calculated as on 01 August 2026.
The post-wise age limits are:
- Manager – Branch Management: 23 to 33 years
- Manager – IT: 25 to 35 years
- Manager – Information Security: 22 to 32 years
- Manager – Information Security Audit: 22 to 32 years
- Senior Manager – IT: 28 to 38 years
- Senior Manager – Information Security: 25 to 35 years
- Senior Manager – Information Security Audit: 25 to 35 years
- Senior Manager – Database Administrator: 28 to 38 years
- Senior Manager – Network Administrator: 25 to 35 years
- Senior Manager – Cyber Security Administrator: 25 to 35 years
- Manager – Credit: 23 to 33 years
- Senior Manager – Credit: 25 to 35 years
- Senior Manager – Risk: 25 to 35 years
- Assistant Manager – Security: 30 to 45 years
Age Relaxation
Applicable candidates will receive age relaxation according to Government of India guidelines.
| Age Relaxation | |
| Category | Age Relaxation |
| SC/ST | 5 Years |
| OBC (Non-Creamy Layer) | 3 Years |
| PwBD | 10 Years |
| Persons affected by 1984 riots | 5 Years |
| Ex-Servicemen/eligible military service candidates | 5 Years |
IOB Recruitment 2026 Salary
Selected candidates will be appointed in the respective officer scales and will receive basic pay along with applicable allowances and benefits.
| IOB Recruitment 2026 Salary | |
| Scale | Pay Scale |
| JMGS-I | ₹48,480 – ₹85,290 |
| MMGS-II | ₹64,820 – ₹93,960 |
| MMGS-III | ₹85,920 – ₹1,05,280 |
In addition to basic pay, eligible officers may receive Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA) and other benefits as per the applicable bank rules.
| IOB Recruitment 2026 Application Fee | |
| Category | Application Fee |
| SC/ST/PwBD | ₹175/- |
| All Other Candidates | ₹1,000/- |
The applicable fee includes GST. Payment can be made through the online payment methods provided during the application process, such as Debit Card, Credit Card, Internet Banking and UPI/BHIM.
The application fee once paid will generally not be refunded.
IOB Recruitment 2026 Selection Process
The selection process for IOB Generalist and Specialist Officer Recruitment 2026 consists of:
- Online Examination
- Personal Interview
- Final Merit List
The final selection will be based on the combined performance in the Online Examination and Interview.
IOB Online Examination Pattern
For Post Code 01 – Manager (Branch Management), the examination consists of:
| IOB Online Examination Pattern | |||
| Section | Questions | Marks | Duration |
| English Language | 25 | 25 | 30 Minutes |
| Professional Knowledge | 75 | 75 | 90 Minutes |
| Total | 100 | 100 | 2 Hours |
The Professional Knowledge section covers areas such as Banking Law & Practice, Indian Economy and Financial System, Principles and Practices of Banking, Accounting and Financial Management.
Examination Pattern for Other Posts
For the remaining Specialist Officer posts, the online examination consists of:
| Examination Pattern for Other Posts | |||
| Section | Questions | Marks | Duration |
| English Language | 25 | 25 | 30 Minutes |
| General Awareness with Banking Focus | 25 | 25 | 30 Minutes |
| Professional Knowledge | 50 | 50 | 60 Minutes |
| Total | 100 | 100 | 2 Hours |
IOB Exam Qualifying Marks
The minimum qualifying marks in the Online Examination are:
- 35% for General/Unreserved candidates
- 30% for Reserved category candidates
There is no minimum qualifying mark prescribed separately for English Language and General Awareness. Candidates must obtain the required qualifying marks in the Professional Knowledge section.
Negative Marking
There will be a penalty for incorrect answers. One-fourth of the marks assigned to a question will be deducted for each wrong answer. No marks will be deducted for questions that are not attempted.
Interview
Candidates who qualify for the Online Examination will be called for the Personal Interview.
The Interview carries 100 marks and assesses areas including:
- Role-related industry experience
- Subject knowledge
- Communication skills
The minimum qualifying marks in the Interview are 50% for unreserved candidates and 45% for reserved candidates.
Final Selection
IOB will prepare the final merit list by giving:
- 80% weightage – Online Examination
- 20% weightage – Personal Interview
Candidates should perform well in both stages to improve their chances of final selection.
IOB Recruitment 2026 Documents Required
Candidates should keep the required documents ready while applying and attending the selection stages. Important documents may include:
- Recent passport-size photograph
- Scanned signature
- Left thumb impression
- Handwritten declaration
- Valid photo identity proof
- Date of birth proof
- Educational qualification certificates and mark sheets
- Experience certificates
- Appointment and relieving letters, wherever applicable
- Salary slips, where required
- Professional certification documents
- Caste certificate for eligible reserved-category candidates
- EWS certificate, wherever applicable
- PwBD certificate, wherever applicable
- No Objection Certificate (NOC), where applicable
Candidates should ensure that the details entered in the application form match their original documents.
How to Apply for IOB Recruitment 2026
- Visit the official Indian Overseas Bank website.
- Go to the Careers/Recruitment section.
- Find the notification titled “Recruitment of Generalist/Specialist Officers in Various Scales – 2026-27.”
- Read the detailed notification and confirm your eligibility.
- Click on the online application link for the desired post.
- Complete the registration process using the required details.
- Note down the Registration Number and Password generated by the system.
- Fill in the application form carefully.
- Upload the photograph, signature, left thumb impression and handwritten declaration in the prescribed format.
- Pay the applicable application fee through the available online payment options.
- Review all details before submitting the application.
- Submit the application and save/print the final application form and fee receipt for future reference.
IOB Recruitment 2026 Important Instructions
- Applications will be accepted online only.
- Candidates must apply within the prescribed registration period.
- Candidates should apply only for posts for which they fulfil all eligibility conditions.
- Candidates may apply for more than one post if permitted and if they meet the eligibility requirements for each post.
- If multiple applications are submitted for the same post, only the last valid application may be considered as per the notification.
- Incomplete applications may be rejected.
- Candidates must provide accurate educational and professional experience details.
- OBC candidates must fulfil the prescribed Non-Creamy Layer requirements.
- Candidates already working in Government, PSU, Bank or other organizations should submit an NOC wherever required.
- Canvassing in any form may result in disqualification.
- Requests for changing the examination centre or interview arrangements may not be entertained.
- Candidates should retain the registration details, application printout and payment receipt until completion of the recruitment process.
IOB Recruitment 2026 Exam Centres
- The Online Examination is expected to be conducted at various centres across India. The notification includes centres such as Delhi/NCR, Mumbai/Navi Mumbai/MMR/Thane, Chennai, Kolkata, Hyderabad and Bengaluru, among others.
- Candidates should select their preferred examination centre carefully while filling out the online application form.
IOB Generalist & Specialist Officer Recruitment 2026 – Who Can Apply?
This recruitment provides opportunities for candidates from different professional backgrounds.
- Graduates with banking experience can apply for Manager – Branch Management, subject to the prescribed conditions.
- IT professionals can apply for Manager/Senior Manager IT positions if they meet the required experience and qualification criteria.
- Cyber security and information security professionals can apply for the relevant specialist posts.
- Credit professionals, CA, CMA and MBA Finance candidates can apply for Credit-related positions subject to the prescribed experience.
- Risk management professionals can apply for the Senior Manager – Risk position.
- Eligible defence, police and paramilitary personnel can apply for the Assistant Manager – Security position as per the prescribed conditions.
Because several posts require substantial post-qualification experience, candidates should carefully compare their qualifications and experience with the specific post before applying.
IOB Recruitment 2026 – Important Links
IOB Generalist/Specialist Officer Notification PDF – Click Here
Official IOB Website – Click Here
| Frequently Asked Questions – IOB Recruitment 2026 |
| Q1. How many vacancies have been announced in IOB Recruitment 2026? Ans: Indian Overseas Bank has announced a total of 291 vacancies for Generalist and Specialist Officer posts. |
| Q2. What is the last date to apply for IOB Recruitment 2026? Ans: The last date to submit the online application is 15 September 2026, as stated in the recruitment details. |
| Q3. When does the IOB Recruitment 2026 application process start? Ans: Online registration starts on 29 August 2026. |
| Q4. What posts are available under IOB Recruitment 2026? Ans: The recruitment includes Manager, Senior Manager and Assistant Manager posts in Branch Management, IT, Information Security, Credit, Risk, Database Administration, Network Administration, Cyber Security and Security. |
| Q5. What is the age limit for IOB Recruitment 2026? Ans: The age limit varies by post. The prescribed age range is generally 22 to 45 years, depending on the position. |
| Q6. What is the selection process for IOB Generalist and Specialist Officers? Ans: Selection will be based on an Online Examination followed by a Personal Interview. |
| Q7. What is the weightage of the IOB Online Examination and Interview? Ans: The final merit list will carry 80% weightage for the Online Examination and 20% for the Interview. |